US Paycheck & Take-Home Calculator
Calculate your exact take-home paycheck after Federal withholding, FICA (Social Security & Medicare), and State income taxes across all 50 states.
Itemized Paycheck Statement
| Earnings / Deduction Component | Per Paycheck | Annualized |
|---|---|---|
| Gross Pay (Total Earnings) | $0.00 | $0.00 |
| − Federal Income Tax (IRS) | − $0.00 | − $0.00 |
| − Social Security (FICA 6.2%) | − $0.00 | − $0.00 |
| − Medicare (FICA 1.45%) | − $0.00 | − $0.00 |
| − State Income Tax | − $0.00 | − $0.00 |
| ✓ Net Take-Home Pay | $0.00 | $0.00 |
How US Payroll Taxes Are Calculated (2025/2026 Rules)
Progressive brackets from 10% to 37% applied after subtracting the federal standard deduction ($15,000 for Single filers).
Mandatory 7.65% total: 6.2% for Social Security (capped at $176,100 of annual income) + 1.45% Medicare (uncapped).
Ranges from 0% in states like Texas and Florida to over 13% in California. Flat-tax states like PA (3.07%) and IL (4.95%) tax all income equally.
Frequently Asked Questions (US Paycheck & Taxes)
What is FICA tax on my paycheck? ▼
FICA stands for Federal Insurance Contributions Act. It consists of 6.2% Social Security tax (capped at $176,100 for 2025) and 1.45% Medicare tax (uncapped). Your employer pays an equal matching 7.65%.
Which US states have 0% state income tax? ▼
Nine states impose no state income tax on earned wages: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming.
What is the difference between Bi-Weekly and Semi-Monthly pay? ▼
Bi-weekly workers receive 26 paychecks a year (every other Friday), meaning two months per year have three paychecks. Semi-monthly workers receive exactly 24 paychecks a year (typically on the 1st and 15th).